July Week 1 - 2025

CRYPTO RESET
Are Stable Coins America’s Saving Grace?

Did you ever think America’s secret weapon might be… that funny internet money?
Stay with me.

Stable coins the dollar pegged tokens that slosh around crypto exchanges have quietly become the 12th-largest holder of U.S. Treasuries, bigger than Germany’s Bitcoin stash. Why is Washington suddenly smiling at an industry it used to side eye? Because every new stable coin is a perpetual “Buy” order on Uncle Sam’s debt. The coins can’t sit on cash, by design they park reserves in short-dated T-bills and roll them forever. Instant, interest hungry demand. Washington loves it!

Now layer in dollar dominance. America accounts for only about 27 percent of global GDP, but in crypto trading the buck is the entire menu, 100 percent of pairs are quoted in dollars. Better yet, most of the action is offshore, so nearly 60 percent of stable coin volumes light up screens in Hong Kong, China, and Japan. Imagine exporting the Dollar without printing a single note or shipping a pallet of Benjamins. That’s what tokens do.

“Oh, so these things must be risky memes.” Nope. Tether, the wild child of stable coins, reportedly earns more net income than almost every U.S. bank, simply by holding Treasuries and charging tiny fees….. Banking 101 without the branches. Transparency is baked in, because the blockchain tattles on any funny business 24/7.

And hovering beneath all of this is Bitcoin, acting like digital bedrock. Without its battle tested security, stable-coins don’t work. Think of Bitcoin as the steel in the skyscraper and stable coins as the shiny glass facade where all the commerce lives.

So here’s where we’re at:
Amazon, Walmart, and a parade of banks are tinkering with launching their own stable coins, not because they’re crypto fans, but because settlement fees that costs fractions of a penny look a hell of a lot better then those Visa fees.

So keep an your eye on those “boring” stable coins. They aren’t just grease for crypto wheels, they’re morphing into America’s stealth export strategy and maybe, just maybe, what saves the U.S. from there colossal debt problem!

Ain’t that some craziness? 😎🤷🏻‍♂️

TECH RESET
We Have 2 Years Before Everything Gets Crazy

Ok I hate to do this to you but, grab coffee and take a breath, the next decade is going to feel like someone hit a giant fast forward button on reality. AI models are already learning at what Sam Altman calls a “300 percent annual clip,” which means skills, jobs, even whole industries can get 16-X-ed in just two years. Add quantum computing to the mix, chips that chew through problems regular silicon would need centuries for, and you’ve got the intellectual equivalent of strapping a rocket to a rocket.

So why does that matter? Because intelligence is leverage. Once machines can out reason us on biology, chemistry and logistics, they don’t just draft legal memos or write hit songs, they design new drugs, map clean energy grids and crack codes that protect global banking. Cue the arms race: Washington and Beijing both know whoever commands AI & quantum, commands the world. Co-operate and everyone wins, defect and you risk living in somebody else’s operating system. History says nations defect.

Down here in civilian life the shock wave feels different. Think of AI as a tsunami of free labor, where everything that can be automated will be. I know that sounds dystopic, but…… remember abundance also shows up, cheaper energy, personalized medicine, zero friction logistics and the list goes on. The big concern? is what some call the “Mouse Utopia Syndrome”, when life gets too easy, purpose evaporates, and we’re not built for endless leisure, we’re built to struggle toward something that matters.

So what do we do? First, make sure you’re in the know with tech. Learn the about the models, their advancements, experiment with them, follow quantum breakthroughs (IBM just demoed 100 qubit error corrected gates). I know that may sounds like a foreign language to some of you, but that’s kind of the point…. Learn! it’s your only hope. Build something real while the window’s still open. Niche apps, AI-boosted services, whatever lights you up.

Finally, anchor yourself in the things that the algorithms can’t replace:

Love, family and goals that scare you a little.

The wave is coming regardless, so you might as well learn to surf. 🏄‍♂️

AI RESET
Between Hype, Hope, and the Hard-to-Ignore

Picture two old college friends arguing at a bar. One swears the robots are coming for everything tomorrow; the other rolls his eyes and orders another round. That, in a nutshell, is today’s AI debate.

Ilia Sutskever, former chief scientist at OpenAI and one of the brains behind ChatGPT just broke months of silence to warn that he’s convinced we’re on the brink of systems that can learn anything a human can, which means progress will hit the gas like never before. His advice? Skip the hand wringing over past missteps, accept reality, and channel your energy into getting ready for what’s next.

Cue the rebuttal. Meta legend Yann LeCun and a chorus of heavyweight researchers say, “Slow down turbo.” For them, truly human level AI is still a decade or more away, and today’s large language models won’t get us there by sheer scaling. Google’s Sundar Pichai and DeepMind’s Demis Hassabis quietly nod cautiously from the middle.

Then there’s the labor question. Anthropic CEO Dario Amodei thinks white collar automation could spike unemployment to 10-20 percent fast. Economists like Tyler Cowen pushes back. Yes, specific industries will flip quickly like self-driving fleets, but half the economy, government, healthcare and education move with the grace of a cruise ship. Translation, no overnight techno utopia or apocalypse, just messy progress at uneven speeds.

So what do we do while the experts duke it out? Focus on the one point they all concede: targeted automation is already here, and it’s spreading sector by sector. If you peek over the cubicle wall, you already see coding assistants, AI paralegals, robo dispatchers moving into every corner of corporate America. Your smartest play isn’t guessing the AGI lottery numbers, it’s tracking the tools invading your field and up skilling faster than they can replace you.

Yes the future still fuzzy, absolutely. But the present is loud enough to make a move at up skilling now. 💻

DISCLAIMER:
This newsletter is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions or investments. Please be careful and do your own research.