May Week 5 - 2025

BITCOIN RESET
Chamath's Big Warning & Why Bitcoin Could Explode

Billionaire investor Chamath Palihapitiya just sounded the alarm about the spiraling U.S. debt crisis, and if he’s right, Bitcoin might become your financial best friend. Here’s why.

The government just passed a massive new bill that, according to Chamath, ignores basic financial sense. Instead of tightening belts, they're doubling down on spending, inflating the deficit so dramatically that markets are already signaling trouble. Although markets love quantitative easing, why? QE means portfolio values are going up! The problem is at what cost.

Chamath points out that there's a non-linear relationship between rising deficits and interest rates the US has to pay via Bonds. Simply put, as debts pile up, interest rates climb faster and faster, making debt even more expensive to manage. The market is already balking at buying U.S. debt (Bonds), causing rates to spike. Translation: Major trouble ahead.

So, why Bitcoin? Well, as the traditional financial world panics, smart investors will start looking for safe harbors. Gold and Bitcoin are already feeling the love, both assets spiked recently as people look to hedge against uncertainty.

Chamath’s argument isn’t just another crypto hype train. It’s based on how money actually works. If interest rates keep skyrocketing, investors will flee traditional bonds, pushing assets like Bitcoin through the roof.

Adding fuel to the crypto fire, regulatory conditions have never been friendlier. Governments and institutions are finally setting clear rules, easing investor fears. Banks, Wall Street, and states like Texas and New Hampshire are officially buying crypto.

Chamath’s takeaway is crystal clear! Bitcoin isn't just a speculative bet, it’s a hedge against a brewing financial storm. Love it or hate it, now might just be a historic entry point.

TECH RESET
OpenAI’s $6.5 Billion Dollar Bet Reinventing AI Hardware with Apple’s Iconic Designer

Imagine combining the brains behind ChatGPT with the genius who designed Apple’s greatest products? That’s exactly what's happening with OpenAI's crazy $6.5 billion dollar purchase of legendary Apple designer Jony Ive’s company.

The same Jony Ive who dreamed up the iPhone, AirPods, and the Apple Watch. These products literally changed the world and his designs are now considered legendary! After quietly running his own design studio, LoveFrom, since leaving Apple in 2019, Ive’s next big thing looks to be hardware infused with artificial intelligence.

OpenAI is already famous for powering ChatGPT and reshaping our world. But diving into hardware is a whole new ballgame. The goal? to deliver consumer devices by 2026 that feel truly futuristic.

Well we’ll see, because the details on exactly what these devices are going to be, are basically none. Will it be a smartphone? A wearable? Maybe a communicator pin (hopefully it doesn’t follow the same fate as Humane AI Pin) Whatever it is though, it’s clear OpenAI isn't shooting for mid-level here, this partnership screams premium to me.

And is Apple feeling a tad jittery? Well they haven't exactly nailed the AI yet, and seeing their former design guru join forces with the leading AI innovator has got to be a little unnerving to say the least. Could this really shake up the consumer tech landscape and rattle the almighty Apple? that is a big MAYBE.

For now, we wait in anticipation. This OpenAI acquisition has got to be tied to some big, lofty expectations…….. like 6.5 billion of them…

Could this venture create devices we never imagined we needed? We’ll see 🤷🏻‍♂️

AI RESET
AI is Coming for Our Jobs, But You Can Thrive if You're Smart

The next three years might feel like living through an episode of "Black Mirror," minus (hopefully) the creepy robotic dogs. AI is about to automate jobs at a speed we've never seen before. Top economists are nervously calling it the "automation cliff," predicting up to 60% of administrative jobs vanishing practically overnight. Scary for sure. But let's keep it real, there iss opportunity hidden in the chaos.

Sure, Universal Basic Income (UBI) sounds comforting, but here's the problem: UBI is a Band-Aid on a broken leg. Even if you hand everyone free money, it doesn't address human needs for meaning, purpose, or a fair shake at wealth. Worse, it might cement inequality because the people who control AI (tech giants) will rake in profits like we’ve never seen before.

So how do we get ahead of this curveball? First, stop fighting AI and start befriending it. Instead of fearing replacement, become indispensable by mastering skills AI can’t mimic, like human judgment, emotional intelligence, and ethical oversight. Also, don't put all your financial eggs in one basket, invest in AI-driven platforms, diversify your income streams.

Next, strengthen your local community. Community owned businesses and skill sharing networks can thrive even as traditional job markets wobble. And most important though is, get your mind right, cultivate spiritual alignment, embrace abundance, and find purpose beyond your paycheck. After all, you're a human, not an economic unit…… right?

We’re facing one of history’s fastest economic transformations, but remember, this isn't doomsday, it's an invitation to adapt and innovate. So let's take a deep breath, and ditch the fear. AI may take our jobs, but it may also change our lives for the better in way we can’t even imaging!

DISCLAIMER:
This newsletter is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions or investments. Please be careful and do your own research.